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Joel Panduro

Mortgage Broker · part of Rate - Guaranteed Rate

Rate is a leading mortgage lender offering low rates, an easy online application, and excellent customer service for home loans, heloc loans, and mortgage refinancing.

Hours

• Mon: 9 AM – 5 PM
• Tue: 9 AM – 5 PM
• Wed: 9 AM – 5 PM
• Thu: 9 AM – 5 PM
• Fri: 9 AM – 5 PM
• Sat: 00:00–00:00 (as listed)
• Sun: 00:00–00:00 (as listed)

Services

• 5 minute pre-approvals from anywhere.*
• Get approved in one day**
• Helpful tools and references
• We're in your pocket
• MANAGE YOUR MORTGAGE
• WEBSITES
• We Make The Mortgage Process Easy
• Lightning fast fintech HELOC
• Get a personal loan today
• Tap into the value of a VA Home Loan
• Download our app
• Find it. Finance it. Done
• Discover homes that truly feel like home
• Master the market with real-time alerts
• Take your home search on the go
• We'll search for your best rate from 100+ top carriers.
• Press & Awards
• Consumer Insights: Home Insurance Trends for 2026
• Speak with a licensed agent right now!
• Everything you need for your home
• Live the wellness lifestyle
• We put you in the driver's seat
• Shop by body style
• Pre-qualify for Auto financing
• Unlock your buying power

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Sources: meta (CDLA-Permissive-2.0); business website read 2026-10-14. About our data.