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CARDZ3N

B2b Service

CARDZ3N provides high-risk and B2B payment processing for merchants worldwide, from CBD to aerospace, travel, and marketplaces. Expert merchant services, gateway solutions, fraud prevention, and payment infrastructure for growing businesses.

Services

• Dual Pricing Services
• Cash Discount Program Services
• Surcharge Program Services
• Key Concepts Behind Merchant Reserves & Processor Pricing
• Types of Merchant Reserves
• Questions to Ask Any Processor Before You Sign
• Frequently Asked Questions
• Pages
• Which Program Fits Your Business
• Cash Discounting vs Surcharging vs Dual Pricing
• Compliance and Disclosure Rules
• Cash Discounting
• Surcharging
• Dual Pricing
• Every Way Your Customers Can Pay
• Compliance & Settlement
• Works With Your Valor Equipment & Gateway
• Ring Up the Sale
• Bead's Hosted Checkout Guides Them Through
• You Receive Settlement in U.S. Dollars
• FlexFactor by the Numbers
• Built Into Valor PayTech
• Your Customer Pays by Card
• The Processor Returns a Decline
• Recoverable Declines Reroute to FlexFactor
• Approved — the Sale Completes and Prints

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Sources: Microsoft (CDLA-Permissive-2.0); business website read 2026-10-14. About our data.