{"id":"1c63867e-5fc6-4046-ad38-fded74d68d59","name":"Ethos Lending","url":"https://citybotmagic.com/us/ca/san-francisco/ethos-lending/","api":"https://citybotmagic.com/api/v1/us/ca/san-francisco/ethos-lending.json","category":"mortgage_lender","categoryLabel":"Mortgage Lender","group":"services_and_business","groupLabel":"Services & Business","address":"222 Kearny St Ste 650","city":"San Francisco","state":"CA","postcode":"94108","lat":37.7901831,"lon":-122.4036659,"phone":"+14157807400","phoneDisplay":"(415) 780-7400","website":"https://theloanstore.com","socials":[],"description":"Partner with Averra, the fastest-growing wholesale lender for brokers and non-delegated lenders. Close loans faster with flexible Non-QM, FHA, VA, USDA, Jumbo, and Second Mortgage solutions—all supported by expert mortgage professionals.","services":["Second Mortgages","Non-QM","Wealth Builder","Conventional","FHA","USDA","Buy Before You Sell and DTI Drop","Hard Money for Investors","Stay Updated on Averra Programs!","Empower Your Clients with Leading Loan Programs!","Company","Resources","Legal","NQM Flex Equity Income Closed-End Second","Home Equity Line of Credit (HELOC)","Flex NQM DSCR (Debt Service Coverage Ratio)","Flex NQM Income","Flex NQM MAX","Conventional Loans","FHA Loans","Home Again: 100% Financing for Disaster Recovery","CHENOA Down Payment Assistance","VA Loans","VA IRRRL","USDA Loans: Affordable Rural Homeownership","Buy Before You Sell: Unlock Your Next Home Without the Wait","Investor Financing"],"websiteChecked":"2026-10-14","sources":[{"dataset":"BrightQuery","license":"CDLA-Permissive-2.0","updated":"2026-09-17"}]}